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How Long is a Microsoft Excel (version 5 or higher) spreadsheet that calculates how long your retirement savings will last. Enter the amount you have already saved, how much you are saving each month, your rate of return, the number of years until you retire, your cash needs during retirement, and the inflation rate. How Long will then calculate how many years your retirement savings will last. Separate tables show year by year how your savings will grow and be depleted. This program is a useful tool for experimenting with the impact of varying saving amounts, rates of return, and retirement age. Registration ($8) provides the ability to specify the inflation rate and to see and modify all formulas.
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